Yes! While on the main tab of the Benjamin app, if you navigate the "B" on the top left corner of your screen, you will see the option to click on 'Referrals." Click on this to see your most up to date waitlist spot.
The Benjamin app is run by our powerful artificial intelligence engine to analyze your financial activity and provide feedback to you based on our recommendations. Without syncing your outside accounts, such as your bank accounts, brokerage accounts, etc., we cannot provide you with the most optimal goals and recommendations!
Due to regulatory requirements, we require your SSN to confirm your identity and sync your credit report. This is an essential step in verifying your identity, as well as enabling us to generate a wholistic view of your finances.
If you are on the waitlist for the Benjamin Credit Card, and have indicated on the Benjamin Survey (found on the waitlist dashboard) that you would like to receive early access to the app, then you have taken all of the necessary steps to be eligible for early access. We will notify you if you are selected to be an early beta user of the app.
The credit that Benjamin is able to extend to you is dependent on our ability to evaluate your financial situation in a wholistic manner. For this reason, the more accounts that you sync with us, the better and more accurate an understanding of your finances, which in turn can improve your credit terms.
Benjamin is currently testing advisory services with a select group of beta app users. Our tentative broader release for advisory services is in 2022.
Benjamin supports most major banks and credit unions in the United States. If you do not see your institution listed, feel free to send an email to email@example.com to request that it be added.
The Benjamin Credit Card is scheduled to be released soon. You can see the most up to date information on your waitlist dashboard.
Receiving access to the app does not mean that you have been approved for the credit card. These two events are entirely independent of one another.