Tailor-Made for You

Build your own credit card,
We build your
credit journey
Join the Waitlist
Already On Waitlist? Check Your Status.
Take the quickest path to build credit and grow your credit limits. With on-time payments, you can increase your credit limit. With the Benjamin Credit Card, you are given a personalized credit journey that adapts to your lifestyle. 

Pick a Metal

Ditch plastic and choose the metal that matches your style

Banks want you in debt

We want you out of it

Personalized
Experience
World Class
Support

Get Rewarded on Every Swipe

Choose your own reward category
Mastercard®
World
Mastercard®
Mastercard
World Elite®
🍕
Dining
2x
3x
4x
🗓
Subscriptions
2x
3x
4x
🏋️
Gyms
1x
2x
3x
💊
Insurance
1x
2x
3x
✈️
Travel
-
2x
3x
🧸
Everything Else
-
1x
1x
Benefits
$50
$345
$366
View more...
Join the Waitlist

Choose Your
Terms & APR

Long credit card billing cycles and high interest lead to debt. We give you the opportunity to choose low APRs, shorter billing cycles, and financial freedom. 

Flexible Billing1

Monthly
17% - 24%
APR
Enjoy competitive interest rates, up to 5% lower, compared to other rewards cards available on the U.S. market.
Bi-Weekly
12% - 17%
APR
Cut your interest rates in half with bi-weekly payments. Sync with your paycheck schedule to stay on top of your finances. 
Every Week
7% - 12%
APR
Get the lowest rates on the market. If you carry a balance,
a weekly billing plan will save you money and help you to pay off debt faster.

How do we do it? Read more.

Built for Your Benefit

Custom Perks & Features

Benjamin Card & App

Bill Split
Subscription Control
Card Lock
Apple Pay
Sync Unlimited Accounts
Student Loan Management
Net Worth Management
Credit Report Monitoring

Grow Your Credit
Not Your Debt

who
We start serving students and alumni of schools listed below.

If you are not affiliated with these schools you will get access by lottery selection.
Read More
why
Credit Card Companies Are Pushing toxic products and subsidize the rich at the expense of the poor. We are against this business model and we are here to change it.
Read More
how
Our business model and our services are completely different than large financial institutions.

We leverage Technology, behavioral economics and honesty to compete with legacy players.
Read More