Tailor-Made for You

Build your own credit card, because one size doesn’t fit all
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We’re built differently at Benjamin. We don’t want to profit from your debt. Instead, we want to help you make better financial decisions for your future while providing a personalized experience.

Pick a Metal

Ditch plastic and choose the metal that matches your style

Banks want you in debt

We want you out of it

Build your
Credit
Grow your
Limit
Invest your
Rewards
Enjoy your Financial
Freedom

Get Rewarded on Every Swipe

Choose your own reward category
Mastercard
Details
Mastercard
World Elite®
Details
Mastercard
World Elite®
Details
🍕
Dining
2x
3x
4x
🗓
Subscriptions
2x
3x
4x
🏋️
Gyms
1x
2x
3x
💊
Insurance
1x
2x
3x
✈️
Travel
-
2x
3x
🧸
Everything Else
-
1x
1x
View more...
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Choose Your
Terms & APR

Long credit card billing cycles and high interest lead to debt. We give you the opportunity to choose low APRs, shorter billing cycles, and financial freedom. 

Flexible Billing1

Every Week
7% - 12%
APR
Get the lowest rates on the market. If you carry a balance,
a weekly billing plan will save you money and help you to pay off debt faster.
Bi-Weekly
12% - 17%
APR
Cut your interest rates in half with bi-weekly payments. Sync with your paycheck schedule to stay on top of your finances. 
Monthly
17% - 24%
APR
Enjoy competitive interest rates, up to 5% lower, compared to other rewards cards available on the U.S. market.

Built for Your Benefit

No Hard Credit Pull for Eligibility2
Limits up to $25,000
Behaviorally Intelligent
Go Carbon Neutral3

Custom Perks & Features

4%
APY4
Invest your Points
To help you build wealth, we promote investing your rewards for the best returns and tax structure. 
20+
Partners
Insurance Program
Through our partners, you can add insurance options to your card, offering you protection and savings. 

10+
Plans
Travel Upgrades
Level up your travel with lounge access, car rental insurance, membership hotel rates, and more.  

Benjamin Card & App

Bill Split
Subscription Control
Card Lock
Apple Pay
Sync Unlimited Accounts
Student Loan Management
Wealth Management
Credit Report Monitoring

Grow Your Credit
Not Your Debt

who
We start serving students and alumni of schools listed below.

If you are not affiliated with these schools you will get access by lottery selection.
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why
Credit Card Companies Are Pushing toxic products and subsidize the rich at the expense of the poor. We are against this business model and we are here to change it.
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how
Our business model and our services are completely different than large financial institutions.

We leverage Technology, behavioral economics and honesty to compete with legacy players.
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